Catenaa, Sunday, August 09, 2026–Ripple has expanded its institutional tokenization strategy by making strategic investments in transfer agency provider ZILO and FCA-regulated tokenization platform Licuido, strengthening the infrastructure underpinning tokenized capital markets on the XRP Ledger.
The investments are designed to add regulated transfer agency, digital asset issuance and collateral mobility capabilities to Ripple’s growing institutional ecosystem as traditional financial assets increasingly migrate onto blockchain networks.
ZILO develops transfer agency and fund administration technology used by asset managers, custodians and transfer agents. Its platform supports tokenized share classes, enabling investment funds to be administered using blockchain-based infrastructure.
Licuido specializes in issuing and distributing traditional financial assets as digital instruments that can be used as collateral through atomic settlement technology. The platform enables financial institutions to tokenize assets while maintaining regulatory compliance.
Ripple said the acquisitions address longstanding inefficiencies across global capital markets, where settlement delays, fragmented collateral and idle assets continue to reduce operational efficiency.
The company is positioning the XRP Ledger as an integrated platform combining digital asset issuance, custody, collateral management, multi-currency investment capabilities and atomic settlement. Ripple’s RLUSD stablecoin is expected to serve as the regulated cash leg for delivery-versus-payment transactions within that ecosystem.
The latest investments build on Ripple’s expanding institutional partnerships with Aviva Investors, Franklin Templeton and DBS, reflecting growing interest among asset managers in deploying tokenized investment products at scale.
Rather than focusing solely on payments, Ripple has increasingly shifted its attention toward the infrastructure supporting tokenized securities, investment funds and institutional settlement.
The strategy reflects a broader transformation across global finance, where blockchain technology is moving beyond cryptocurrencies into regulated capital markets. Financial institutions are increasingly exploring tokenized funds, digital collateral and programmable settlement to reduce costs, shorten settlement cycles and improve liquidity management.
As competition intensifies among blockchain platforms seeking to become the preferred infrastructure for tokenized assets, Ripple’s latest investments strengthen its position in one of the fastest-growing segments of institutional digital finance.
