Catenaa, Sunday, September 06, 2026-Crypto exchange MEXC has launched Earn Plus, a flexible stablecoin savings product accompanied by a promotional campaign advertising APR boosters of up to 800%.
The exchange said Earn Plus allows users to deposit eligible stablecoins and earn interest without a fixed lock-up period.
Interest is calculated hourly and distributed daily, while users can redeem their assets at any time, according to the company.
MEXC said ordinary Earn Plus rates currently reach as high as 11%, depending on the amount deposited and applicable product conditions.
The much higher 800% figure applies only to limited promotional boosters available under specific conditions and for specified periods.
The launch campaign runs from Aug. 27 through Oct. 24.
New users completing qualifying deposit tasks can receive promotional APR boosts of up to 800%, MEXC said.
Existing and new customers can also qualify for boosters of up to 800% by referring users who complete required deposit activities.
A separate promotion offers boosts of as much as 500% for users reaching specified net deposit thresholds.
MEXC said the exact rate, eligible balance and duration depend on terms displayed on its platform.
That distinction is important because an APR booster can produce a much smaller actual return when it applies only temporarily or to a limited balance.
An annual percentage rate expresses returns as though a rate continued for an entire year.
A rate applied for only several days does not generate an 800% return on the deposited amount.
The promotion therefore should not be confused with the underlying yield generated by the standard Earn Plus product.
MEXC described Earn Plus as a low-risk savings option using high-liquidity assets and said deposited principal receives 100% protection.
That protection is a claim made by the exchange and is not equivalent to a government-backed bank deposit guarantee.
Users remain exposed to risks associated with the platform, custody arrangements, stablecoins and any underlying mechanisms used to generate returns.
The Chainwire announcement did not identify which investments or strategies generate Earn Plus interest.
It also did not disclose detailed information about how principal protection would operate under extreme market or platform conditions.
MEXC said there is no maximum subscription amount and no fixed holding period.
Redemptions are processed within seconds under normal conditions, according to the exchange.
Those features place Earn Plus between conventional flexible crypto savings products and more restrictive fixed-term yield products.
Flexible products generally pay lower rates in exchange for allowing users to withdraw funds quickly.
Fixed products may offer higher rates but require assets to remain deposited for a specified period.
MEXC already operates several products under its Earn business.
Flexible Savings offers variable returns while maintaining access to deposited assets.
Fixed Savings requires users to commit assets for defined periods in exchange for predetermined returns.
On-chain Earn gives customers access to yield opportunities originating from blockchain protocols.
Earn Plus adds another option aimed primarily at users who want stablecoin yield without accepting a formal lock-up period.
Stablecoins have become increasingly important to exchange yield businesses because their prices are designed to remain close to conventional currencies.
That reduces the direct price volatility associated with depositing cryptocurrencies such as bitcoin or ether.
Stablecoin holders still face other risks, including issuer risk, platform risk, smart-contract exposure and changes in market liquidity.
Yield products can also vary substantially in how returns are generated.
Some platforms lend deposited assets, deploy them into decentralized finance protocols or use them within exchange liquidity operations.
Others subsidize promotional rates from marketing budgets.
MEXC did not detail how much of the launch campaign’s boosted return comes from underlying yield and how much is funded as a promotional incentive.
The temporary 800% headline rate appears designed primarily as a customer-acquisition mechanism.
Such promotions have become common as exchanges compete for deposits and trading activity.
High promotional APRs can attract attention while being limited by deposit caps, qualification requirements or short durations.
For customers, the effective return depends on all of those conditions rather than the advertised annualized percentage alone.
The product also arrives as crypto exchanges broaden their businesses beyond trading fees.
Savings products, staking, lending, tokenized investments and payment services can encourage customers to keep more assets within an exchange ecosystem.
Larger customer balances can increase liquidity and deepen relationships between exchanges and users.
They also increase the importance of transparency around custody and yield generation.
MEXC said it serves more than 40 million users across more than 170 markets and offers access to over 3,000 digital assets.
Those figures were supplied by the company in the Chainwire release and were not independently verified.
The exchange also promotes zero-fee trading for selected products and has expanded into tokenized exposure to conventional assets.
Earn Plus adds flexible stablecoin savings to that wider strategy.
Its commercial appeal will likely depend less on the headline 800% promotion than on the rates available after the campaign expires.
For users, the more relevant questions are the normal yield, redemption conditions, eligible stablecoins and risks behind the promised principal protection.
The promotional campaign runs for less than two months.
Earn Plus itself is intended to remain available after those incentives end.
MEXC is a cryptocurrency exchange offering spot and derivatives trading alongside savings, staking and other digital asset services. Crypto exchanges have increasingly developed yield products to compete for customer deposits and keep assets within their platforms. Flexible savings products generally allow withdrawals with little notice, while fixed-term products exchange liquidity for potentially higher returns. Promotional APR campaigns can advertise unusually high annualized rates, but those rates commonly apply only to limited balances, defined customer groups or short periods. Stablecoins are frequently used in such products because they seek to maintain a fixed value against currencies such as the US dollar. Their relative price stability does not remove counterparty, issuer, custody or platform risks, making the structure behind the yield and withdrawal terms important considerations for users.
