Catenaa, Tuesday, December 23, 2025- Ripple plans to launch its RLUSD stablecoin on Layer 2 blockchains including Base, Optimism, Ink, and Unichain next year using Wormhole’s Native Token Transfers protocol, the company said Monday.

The move aims to increase RLUSD’s utility across multichain networks while maintaining regulatory compliance.

RLUSD, first issued last December on XRP Ledger and Ethereum, currently has a total supply exceeding $1 billion, according to CoinGecko.

Ripple said the expansion will provide a trusted on-ramp for both institutional and retail users while establishing a standard for compliance on Layer 2 networks.

The initiative builds on Ripple’s prior integration with Wormhole in June, which enabled cross-chain interoperability for the XRP Ledger.

Ripple’s broader strategy emphasizes XRPL as a central component of onchain institutional finance and multichain digital asset infrastructure.

Pending regulatory approval, RLUSD will benefit from dual oversight, including state and federal regulation, if the US Office of the Comptroller of the Currency finalizes a national trust bank charter for Ripple National Trust Bank.

The OCC gave conditional approval last week.

Ripple has also raised $500 million at a $40 billion valuation in November, led by Fortress and Citadel Securities affiliates, alongside Galaxy Digital, Pantera, Brevan Howard, and Marshall Wace.

The company says the Layer 2 expansion positions RLUSD as a compliant, liquid gateway to decentralized finance and institutional adoption.