Catenaa, Monday, April 20, 2026- Cobo has launched an agentic wallet designed to let AI systems execute blockchain transactions under tightly defined rules, as crypto firms race to build safer infrastructure for autonomous software agents.
The Singapore-based custody and wallet provider said its new product combines programmable permissions, multi-party computation security, and support for more than 80 blockchain networks.
The product, called Cobo Agentic Wallet, is built around a human-agent authorization system that limits what an AI can do inside a wallet. Instead of giving an agent full signing authority, users can assign narrow permissions for specific tasks, such as moving funds, calling smart contracts, or making treasury adjustments.
Cobo said the core of the product is a mechanism called Pact, which creates a task-specific authorization layer for each AI action. Every Pact defines what an agent can do, when it can act, and where the task must stop.
That means an AI agent can be allowed to complete one action without gaining broad control over the wallet itself. Cobo said the approach is meant to create a more controlled execution environment rather than relying on open-ended automation.
The company described the wallet as a framework where permissions are programmed into the infrastructure itself. That allows tasks to end automatically once they have been completed or once preset limits are reached.
Security is one of the main selling points of the wallet. Cobo said it uses multi-party computation, or MPC, so that no single system, password, or compromised agent can approve a transaction alone.
The company argued that AI wallets need stronger safeguards because the risks go beyond theft. A software agent could make a poor decision, misread instructions, or respond to a malicious prompt.
Under Cobo’s design, even if an AI model behaves unexpectedly, it would still be unable to move funds or sign transactions outside the limits of its assigned Pact.
The wallet also keeps humans involved in the approval process. Cobo said the product includes a human-agent authorization flow, meaning users remain responsible for defining permissions before the AI begins operating.
Blockchain and AI support
Cobo said the wallet supports more than 80 blockchain networks, including Ethereum, Base, Arbitrum, Optimism, Polygon, and Solana. That wide coverage is meant to help developers and institutions operate across different blockchain ecosystems without relying on separate tools.
The company also integrated the wallet with major AI development frameworks, including LangChain, OpenAI Agents SDK, Claude MCP, Agno, and CrewAI.
Those integrations are designed to make it easier for developers to connect AI workflows with blockchain actions, without rebuilding their systems from the ground up.
The launch comes as crypto firms increasingly view wallets as more than simple storage tools. Many companies now see wallets as future execution layers for AI agents that could manage payments, rebalance portfolios, interact with smart contracts, or move assets between blockchains.
Cobo is entering a growing market where other wallet providers are also building products for AI-driven finance. Companies including Coinbase, Ledger, and Trust Wallet have all announced AI-related wallet initiatives in recent months.
Cobo’s approach stands out because it focuses on narrow permissions and task-level limits instead of broad delegation. That may appeal to institutions, funds, and developers that want automation without losing control over assets.
AI agents are becoming a larger part of crypto infrastructure as firms look for ways to automate repetitive financial tasks. Future software agents may be expected to manage treasury balances, pay for services, monitor liquidity, and interact with decentralized applications without constant human involvement.
That future also raises concerns about over-permissioning, security flaws, and unreliable model behavior. Cobo’s launch suggests the market is beginning to move toward stricter safety frameworks designed for real-world use.
The company is betting that AI systems will need more than just access to capital. They will also need clear limits, audit trails, and strong safeguards before businesses trust them with financial decisions.
Cobo is a Singapore-based crypto custody and wallet provider that has focused on institutional asset security and infrastructure services. The company has used MPC technology in earlier custody products and is now extending that model into AI-enabled wallet tools.
The broader crypto industry has recently shifted toward products that combine AI with blockchain execution. Rather than only using AI for analytics or customer service, firms are now building systems that let software agents perform financial tasks directly.
Cobo’s wallet reflects that trend while emphasizing security, permissions, and accountability as central features for the next generation of onchain AI systems.
