Catenaa, Wednesday, October 29, 2025-Early Warning Services, the parent company of US payments platform Zelle, announced plans to leverage stablecoins for cross-border transactions.
The move aims to enable faster, more reliable international transfers while expanding Zelle’s global footprint.
The parent company is jointly owned by major US banks including JPMorgan Chase, Bank of America, Capital One, PNC Bank, Truist, US Bank, and Wells Fargo.
CEO Cameron Fowler said the initiative builds on Zelle’s domestic success, bringing the same speed and reliability to users sending money internationally.
Stablecoins, pegged to fiat currencies, provide efficiency and transparency while allowing banks to maintain regulatory compliance. Fowler emphasized that the platform will integrate lessons learned from US users and network banks to optimize the international rollout.
The announcement comes after the passage of the US GENIUS Act, which established a legal framework for issuing and trading stablecoins.
This regulatory clarity has accelerated adoption among both banks and major corporations, with firms like Amazon, PayPal, and Meta exploring stablecoin-based payments.
Industry analysts note that stablecoins’ expanding use could reshape cross-border finance. Standard Chartered recently projected that stablecoins might redirect as much as $1 trillion in deposits from traditional banks in emerging markets over the next three years. Current stablecoin market capitalization is estimated at $312 billion, with expectations to exceed $360 billion by early 2026.
The specific stablecoins Zelle will employ were not disclosed.
Early Warning Services indicated that the project is part of a broader strategy to enhance global money movement, maintain compliance, and provide customers with faster, more efficient digital payment options.
