Catenaa, Wednesday, February 25, 2026- Japan’s SBI Holdings is issuing 10 billion yen ($64.5 million) in tokenized bonds through a blockchain platform, offering fixed income and XRP rewards to retail and corporate investors.
The three-year SBI START Bonds provide annual yields of 1.85% to 2.45%, with interest paid semiannually.
The bonds are recorded and managed onchain using BOOSTRY’s “ibet for Fin” platform. Eligible investors holding at least 100,000 yen and accounts with SBI VC Trade will receive XRP rewards valued at approximately 200 yen per 100,000 yen invested.
XRP distributions occur at issuance and alongside each interest payment through 2029.
Secondary trading is set to begin March 25 via the Osaka Digital Exchange’s START system, part of Japan’s gradual rollout of tokenized securities markets.
The initiative reflects SBI’s continued alignment with Ripple, having partnered since 2016 and holding roughly 9% of Ripple Labs.
The firm has also integrated XRP-based cross-border remittance and stablecoins like RLUSD and USDC into its services.
The offering tests whether traditional investors will adopt tokenized securities combining conventional yields with blockchain-based settlement and incentives.
SBI’s expansion into crypto and blockchain infrastructure follows a broader trend of regulated digital asset adoption in Japan and globally.
SBI’s bond launch coincides with Ripple’s regulatory approvals in the UK and preliminary clearance in Luxembourg, as well as ongoing licensing and partnerships in the UAE and the US, highlighting the growing integration of digital assets into mainstream finance.
