Catenaa, Thursday, March 05, 2026- Ripple has expanded its payments platform into a full-stack fiat and stablecoin infrastructure, adding custody, virtual accounts and settlement tools as total processed volume surpassed $100 billion, the company said.

The upgrade to Ripple Payments allows businesses to collect, hold, exchange and pay out in both traditional currencies and stablecoins through a single integration across more than 60 markets.

The new features stem from two recent acquisitions.

Palisade supports managed custody and treasury automation, enabling enterprises to create wallets at scale and move funds into operational accounts. Rail adds named virtual accounts that accept fiat and stablecoin deposits with automated conversion and settlement.

The consolidation reduces reliance on multiple vendors for custody, foreign exchange, liquidity and local payout rails in cross-border transactions.

Ripple said the structure is designed to align digital asset payments with standards used in regulated finance.

The expansion comes as stablecoin usage accelerates globally. Industry data show annual stablecoin transaction volumes reached about $33 trillion last year, accounting for roughly 30% of all onchain activity.

The milestone arrives during volatility in crypto markets. XRP has fallen about 5% over the past week amid a broader sell-off tied to the US-Iran conflict.

Ripple’s payments operations function separately from the token’s market price.