Catenaa, Monday, January 26, 2026-Delaware Life Insurance Company announced it is the first carrier to offer crypto exposure through a fixed index annuity by adding the BlackRock US Equity Balanced Risk 12% Index to its portfolio.
The index combines traditional U.S. equities with Bitcoin exposure through BlackRock’s iShares Core S&P 500 ETF and iShares Bitcoin Trust ETF.
The offering allows policyholders to gain digital asset exposure while maintaining the principal protection typical of fixed annuities.
Delaware Life said the launch responds to growing client demand for retirement products that integrate cryptocurrency without directly holding the asset.
The annuity leverages BlackRock’s IBIT, the largest spot bitcoin ETF, launched in January 2024, which manages nearly $76 billion in assets.
Delaware Life is a subsidiary of Group 1001 Insurance Holdings, LLC, which reports combined assets under management of $76.4 billion.
The product represents a partnership with BlackRock, which highlighted that the new index enables investors to participate in bitcoin alongside traditional equity markets within a structured, risk-managed vehicle.
The launch comes amid rising institutional investment in bitcoin exchange-traded products. U.S. spot bitcoin ETFs recorded $1.4 billion in weekly net inflows last week, the highest total since early October.
Delaware Life said the annuity integrates crypto exposure while offering the stability of principal protection, expanding options for financial professionals and their clients seeking digital asset participation within retirement strategies.
