Catenaa, January 25, 2026 – JPMorgan Chase has acquired UK-based pensions technology platform WealthOS, aiming to expand its reach in the digital wealth and retirement planning sector. The move, confirmed via an internal memo, marks a strategic push into the fast-evolving UK pensions landscape.
WealthOS, founded in 2019, offers a cloud-native wealth management platform. With teams in the UK and Sri Lanka, all staff are expected to join JPMorgan’s Personal Investing division. The bank plans to integrate WealthOS’s infrastructure to modernise its pensions technology stack and respond to growing client demand for digital, flexible retirement solutions.
This acquisition reflects a broader trend among major banks investing in financial technology to capture new revenue streams. For JPMorgan, the deal complements its existing UK private banking and wealth operations and strengthens its presence in one of Europe’s largest retirement markets.
Demographic changes and regulatory shifts are increasingly shaping the UK pensions market. With an ageing population and a growing need for predictable post-retirement income, demand for innovative pension services is increasing. This makes the WealthOS platform a timely addition to JPMorgan’s portfolio.
JPMorgan’s move also highlights the competition among global banks to dominate cross-border wealth management. As high-net-worth individuals seek better digital experiences and succession planning tools, fintech acquisitions are vital to remaining competitive.
The financial terms of the deal were not disclosed. However, the acquisition aligns with JPMorgan’s strategy to blend traditional banking with advanced technology across all client segments.
